How Applying to Law School Early Could Pay Off
Many law schools use a rolling admissions process, meaning they evaluate applications as they come in and release admissions decisions, one by one.
Because there are typically more spots available in a law school class at the beginning of the admissions process than at the end, the ideal time for J.D. hopefuls to apply to law school is in the fall or early winter, experts say.
"I tell anyone planning on applying to law school to apply early," Dineen Pashoukos Wasylik, a partner and owner of DPW Legal, an intellectual property and appellate practice boutique law firm in Florida, wrote in an email. "The class just fills up, and it gets harder and harder to get in as time goes on."
Wasylik, who earned her J.D. from Georgetown University, says she knows from experience that the timing of a J.D. application is critical. The first time she applied to law school, Wasilyk was in her senior year of college, and she submitted all her application materials at the last minute because she felt unsure about whether she wanted to attend law school at the beginning of her senior year. She only realized later in her senior year that law school was the logical next step for her, and says she was disappointed by the responses she got from law schools when she eventually did apply.
Evaluate How These Soft Factors Might Impact Your Law School Chances
A lot of factors go into consideration when an admissions committee evaluates a law school application. Many are obvious, such as GPA, LSAT scores, personal statement, letters of recommendation and resume.
Many, however, are unaware that there are other aspects of an applicant that don't necessarily appear on any one document that may grant them a positive nudge when being assessed by law schools. We call these "soft factors," and if one of them is part of your life experience, you would do well to highlight it in your application to improve your chances.
Highlight military service. Schools love veterans, as they typically have the discipline, maturity, and life experience that many applicants – especially those applying from college – may lack. However, as you'll see in almost any soft factor, not all veterans are viewed the same.
Any decorations – especially the rarer ones, such as a Service Crosses or a Silver Star – would give you a leg up on other veterans, so you should discuss the circumstances surrounding any decoration in a personal statement or an optional essay. Additionally, commissioned service, or serving as an officer, is viewed more favorably, as it carries with it additional training and leadership experience.
Showcase outstanding co-curricular achievements. If you have had a paper published in a recognized journal in your research field, or have won awards from recognized outside groups for your research, those are fantastic achievements to highlight on your law school application.
Obviously, the more widely accepted and cited your paper is, the more weight it will carry with schools. Similarly, being a recipient of a prestigious scholarship would also work in your favor, the more exclusive the better.
Play up work experience and relevant expertise. Think about how exclusive your position was to determine how much weight it will be given. Scooping ice cream is unlikely to move a needle much, but being a top-tier executive at a Fortune 500 company would be quite appealing to law school. The expertise, knowledge, determination and demonstrated work ethic are exactly what law schools expect from their students and alumni.
Similarly, being even somewhat-widely known in your field, perhaps by coming up with a new treatment as a doctor or a new approach to a common problem, should also be highlighted. Finally, some relevant, extensive work experience in a field relevant to legal field, for example, working as a chemist for a biotech company who is now looking to get into IP law, could also reflect favorably with the admissions committee.
Demonstrate your leadership experience in school. Even in college you’ll have a chance to shine in many capacities, but here too the specifics matter too. The more people relied on your guidance and the more pressure you were under, the better your application will look.
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Its common knowledge that auto insurance policies for young drivers are very expensive. Their lack of experience makes them a high accident risk. Thankfully, they can still find an affordable rate due to an insurance price comparison tool that offers a way for consumers to compare the cost of getting car insurance in Nova Scotia across a range of age groups.
A universal rule in the auto industry is that car insurance premiums decrease as drivers age. For example, a driver under 25-years old appears to pay double what those aged between 25-30 years old pay. Consumers aged 46-50 years old pay even less for car insurance premiums, and more senior drivers aged 56-60 years old pay as low as $74 per month.
Auto insurers factor in a number of considerations before establishing the cost of a single car insurance policy in Nova Scotia. Obviously one of the major factors is a driver's personal history, combined with the demographic group the driver fits into. When these factors are considered, it results in high insurance costs for young drivers.
Why is Car Insurance Expensive for Young People in Nova Scotia?
Statistically drivers under 25-years old have more auto accidents that tend to be more severe than those of older drivers, thus their auto insurance claims are higher than the average. Since they are a greater risk to car insurance companies to insure, this equates to higher insurance prices.
Although the group demographic doesn't represent each individual driver and how safely they drive, most auto insurance companies use information obtained from wide-ranging demographics when they calculate insurance premium rates.
However, when a car insurance company looks at drivers individually, they focus their review on the driver's personal driving history. They use traffic tickets and prior claims to get an idea of how safely they operate vehicles. It's most beneficial when they can observe a driving history over a long period of time.
Time is the key factor used to reduce car insurance premiums for young drivers, but it can't be rushed. The age of 25 years old is usually associated with lower insurance premiums, but this is not a rule. If a young driver gets their license later in life they will probably pay higher premiums until they have a driving history, regardless of their age.
How Can a Young Driver Keep Car Insurance Costs Down?
With all these factors working against a young driver, planning is needed to get the lowest premium possible. Thus, how soon a young driver gets their drivers license and a car insurance policy in Nova Scotia is important. The sooner they do it, the better.
Even drivers with a G1 license should be on their parent's car insurance policy. Insurance companies don't charge for G1 drivers because of the limits this level imposes. Using this strategy means a young driver could have an insurance history starting at 16 years old.
Another way to save money on car insurance is for a young driver is to complete an approved driver training program. Auto insurance carriers often give insurance discounts, but it's important to note that insurers will only accept training certified by the Ministry of Transportation when they offer discounts, and not all insurers offer it.
Additionally some insurance companies recognize honour students because of how responsible they appear. A young driver who maintains high grades in high school might be eligible for more discounts. However, not all companies offer this.
If there is more than one insured vehicle in a household, a young driver should be put on the lowest premium vehicle. An older SUV or sedan costs less to insure than a new sports car, for example.
When a young driver goes away from home, the auto insurance company must be informed. The driver should not be taken off the policy but when the insurer knows the young driver has limited vehicle access, they might offer a price break.
Declaring a Young Drivers Status Accurately
The above money saving tips do not require proof. However, if there is a claim made, the insurance company will investigate and find out if false information was provided. This is why the insurance company needs to be informed. If you were not truthful upfront, not only will the insurance company reject the claim, they might have grounds to cancel your policy entirely, making the young motorist and insured driver at a higher risk for future insurance.
Compare Policies for the Lowest Rates
Some car insurance companies offer better rates than their competition for young drivers. Every auto insurer has its own underwriting rules, so no two insurance companies charge the exact same premium for identical types of coverage. To find the best rate, aggressive research is required. Thankfully, this can be done quickly online.
InsurEye Inc. is a Canadian company that offers many online tools for consumers to research insurance options and prices in the Canadian market place. Our insurance price comparison tool is based on aggregated consumer data and covers most auto insurers across the country. Currently, only auto insurance data is available for Nova Scotia, but InsurEye plans to launch the same service for the provinces home and life insurance soon
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